:root {
  --blue: #005aa0;
  --blue-dark: #003b6f;
  --blue-soft: #e8f1f8;
  --bg: #f4f6f8;
  --paper: #ffffff;
  --ink: #1f2933;
  --muted: #5f6b75;
  --line: #d8dee3;
  --line-strong: #b9c2ca;
  --green: #1f7a3f;
  --red: #a3312d;
  --yellow: #ffcc33;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--bg); color: var(--ink); font-family: Arial, Helvetica, sans-serif; font-size: 14px; line-height: 1.45; }
a { color: var(--blue); }
a:hover { text-decoration: underline; }
.skip-link { position: absolute; left: -999px; top: 8px; background: var(--blue-dark); color: #fff; padding: 8px 10px; z-index: 100; }
.skip-link:focus { left: 8px; }
.site-header { position: sticky; top: 0; z-index: 50; background: #fff; border-bottom: 1px solid var(--line-strong); }
.site-header-inner { max-width: 1220px; margin: 0 auto; min-height: 58px; padding: 8px 20px; display: flex; align-items: center; justify-content: space-between; gap: 18px; }
.site-brand { display: inline-flex; align-items: center; text-decoration: none; }
.site-brand img { height: 34px; width: auto; display: block; }
.site-nav { display: flex; align-items: center; gap: 4px; flex-wrap: wrap; justify-content: flex-end; }
.site-nav a { text-decoration: none; color: var(--ink); font-weight: 700; font-size: 13px; padding: 7px 9px; border-radius: 3px; }
.site-nav a:hover, .site-nav a.active { background: var(--blue-soft); color: var(--blue-dark); }
.site-nav .nav-login { background: var(--blue); color: #fff; }
.site-nav .nav-login:hover { background: var(--blue-dark); color: #fff; }
.menu-toggle { display: none; border: 1px solid var(--line-strong); background: #fff; border-radius: 3px; padding: 7px 10px; font: inherit; font-weight: 700; }
.container { max-width: 1180px; margin: 0 auto; padding: 0 20px; }
.container.narrow { max-width: 860px; }
.hero-section, .page-hero { background: #fff; border-bottom: 1px solid var(--line); padding: 42px 0; }
.hero-layout { display: grid; grid-template-columns: 1.05fr .95fr; gap: 28px; align-items: center; }
.hero-copy h1, .page-hero h1 { font-size: clamp(32px, 4vw, 54px); line-height: 1.05; letter-spacing: -.035em; margin: 12px 0 14px; color: var(--ink); }
.hero-lead { font-size: 16px; line-height: 1.55; color: var(--muted); margin: 0 0 18px; }
.pill-row, .hero-actions, .cta-actions, .form-actions, .meta { display: flex; flex-wrap: wrap; gap: 8px; align-items: center; }
.pill, .badge { display: inline-flex; align-items: center; padding: 4px 8px; border: 1px solid var(--line-strong); border-radius: 3px; background: #fff; color: var(--muted); font-size: 12px; font-weight: 700; }
.badge.good, .pill.good { color: var(--green); background: #e7f3eb; border-color: #b6d7c2; }
.badge.warn { color: #8a5a00; background: #fff4d8; border-color: #efd28b; }
.badge.bad { color: var(--red); background: #fbe7e5; border-color: #e7b6b3; }
.button { appearance: none; border: 1px solid var(--blue); display: inline-flex; align-items: center; justify-content: center; text-decoration: none; border-radius: 3px; padding: 8px 12px; font-weight: 700; font-size: 14px; cursor: pointer; background: #fff; color: var(--blue); }
.button.primary { background: var(--blue); color: #fff; }
.button.primary:hover { background: var(--blue-dark); text-decoration: none; }
.button.secondary { background: #fff; color: var(--blue); }
.button.light { background: #fff; color: var(--blue-dark); }
.button.outline-light { background: transparent; color: #fff; border-color: rgba(255,255,255,.7); }
.trust-row { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 16px; color: var(--muted); font-size: 13px; }
.trust-row span { background: var(--bg); border: 1px solid var(--line); padding: 5px 8px; border-radius: 3px; }
.hero-card { background: #fff; border: 1px solid var(--line); border-radius: 4px; padding: 8px; }
.hero-card img { width: 100%; display: block; border-radius: 3px; }
.hero-card-caption { display: grid; gap: 3px; padding: 10px 6px 4px; }
.hero-card-caption strong { font-size: 15px; }
.hero-card-caption span { color: var(--muted); }
.section { padding: 46px 0; }
.light-section { background: #eef1f4; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.navy-section { background: var(--blue-dark); color: #fff; }
.navy-section p { color: rgba(255,255,255,.82); }
.split-heading, .split-layout, .code-panel, .account-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 26px; align-items: start; }
.split-heading h2, .center-heading h2, .split-layout h2, .cta-panel h2, .cta-inline h2 { font-size: clamp(24px, 3vw, 36px); line-height: 1.12; letter-spacing: -.02em; margin: 0 0 12px; }
.split-heading p, .split-layout p, .info-card p, .role-card p, .cta-panel p, .side-note p { color: var(--muted); line-height: 1.55; font-size: 14px; }
.eyebrow { display: inline-block; color: var(--blue-dark); font-size: 11px; letter-spacing: .12em; text-transform: uppercase; font-weight: 800; margin-bottom: 8px; }
.eyebrow.inverse { color: #cfe5f5; }
.cards { display: grid; gap: 12px; }
.cards.two { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.cards.three { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.info-card, .detail-card, .account-form, .side-note, .check-panel, .role-card, .notice-item { background: #fff; border: 1px solid var(--line); border-radius: 4px; padding: 18px; box-shadow: none; }
.info-card h3, .role-card h3 { font-size: 17px; margin: 6px 0 8px; }
.card-number { color: var(--blue); font-size: 12px; font-weight: 800; }
.large-text { font-size: 15px !important; }
.process-list { display: grid; gap: 8px; }
.process-list div { display: grid; gap: 3px; padding: 12px; background: #fff; border: 1px solid var(--line); border-radius: 4px; }
.process-list strong { font-size: 15px; }
.process-list span { color: var(--muted); }
.center-heading { text-align: center; max-width: 760px; margin: 0 auto 20px; }
.role-card { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.35); color: #fff; }
.role-card a { color: #fff; font-weight: 800; }
.feature-strip { display: grid; grid-template-columns: .45fr 1fr; gap: 24px; align-items: start; }
.feature-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 8px; }
.feature-grid span { background: #fff; border: 1px solid var(--line); border-radius: 3px; padding: 10px; font-weight: 700; color: var(--blue-dark); }
.cta-section { padding-top: 0; }
.cta-panel, .cta-inline { display: flex; align-items: center; justify-content: space-between; gap: 20px; background: #fff; color: var(--ink); border: 1px solid var(--line); border-left: 5px solid var(--blue); border-radius: 4px; padding: 20px; }
.cta-panel p { color: var(--muted); max-width: 720px; }
.timeline { display: grid; gap: 10px; }
.timeline article { display: grid; grid-template-columns: 52px 1fr; gap: 14px; background: #fff; border: 1px solid var(--line); border-radius: 4px; padding: 16px; }
.timeline span, .steps-grid span { width: 34px; height: 34px; border-radius: 3px; background: var(--blue); color: #fff; display: inline-grid; place-items: center; font-weight: 800; }
.timeline h2, .steps-grid h2 { margin: 0 0 6px; font-size: 17px; }
.timeline p, .steps-grid p { margin: 0; color: var(--muted); }
.check-list { margin: 12px 0 0; padding: 0; list-style: none; display: grid; gap: 8px; }
.check-list li { position: relative; padding-left: 24px; color: #41505d; }
.check-list li::before { content: '✓'; position: absolute; left: 0; top: 0; color: var(--green); font-weight: 800; }
.feature-table-wrap { overflow-x: auto; }
table { width: 100%; border-collapse: collapse; background: #fff; border: 1px solid var(--line); font-size: 13px; }
.feature-table th, .feature-table td, th, td { padding: 9px 10px; text-align: left; border-bottom: 1px solid var(--line); vertical-align: top; }
.feature-table th, th { background: #eef1f4; color: #34404a; font-size: 11px; letter-spacing: .06em; text-transform: uppercase; }
.steps-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 12px; }
.steps-grid article { background: #fff; border: 1px solid var(--line); border-radius: 4px; padding: 16px; }
pre { margin: 0; background: #102033; color: #e8f4f7; padding: 14px; border-radius: 4px; overflow: auto; font-size: 12px; }
.form-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
.form-grid .full { grid-column: 1 / -1; }
label { display: grid; gap: 5px; font-weight: 700; color: var(--ink); }
input, select, textarea { width: 100%; min-height: 34px; border: 1px solid var(--line-strong); background: #fff; border-radius: 3px; padding: 8px 9px; font: inherit; color: var(--ink); }
input:focus, select:focus, textarea:focus, button:focus, a:focus { outline: 3px solid var(--yellow); outline-offset: 1px; }
textarea { min-height: 110px; resize: vertical; }
.message { padding: 10px 12px; border-radius: 3px; border: 1px solid var(--line); margin-bottom: 12px; background: #fff; }
.message.ok { color: var(--green); background: #e7f3eb; border-color: #b6d7c2; }
.message.err { color: var(--red); background: #fbe7e5; border-color: #e7b6b3; }
.notice-list { display: grid; gap: 12px; }
.notice-item h3 { font-size: 18px; margin: 8px 0 6px; }
.notice-item h3 a { text-decoration: none; color: var(--blue-dark); }
.notice-item p { color: var(--muted); }
.metric-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 10px; margin-top: 14px; }
.metric-grid div { border: 1px solid var(--line); border-radius: 4px; padding: 12px; background: #f9fbfc; }
.metric-grid span { display: block; color: var(--muted); font-size: 12px; margin-bottom: 5px; }
.metric-grid strong { color: var(--blue-dark); font-size: 16px; }
.top-gap { margin-top: 14px; }
.muted { color: var(--muted); }
.site-footer { background: #fff; border-top: 1px solid var(--line); padding: 30px 0 0; }
.footer-grid { max-width: 1180px; margin: 0 auto; padding: 0 20px 24px; display: grid; grid-template-columns: 1.4fr .7fr .7fr; gap: 22px; }
.footer-logo { height: 32px; width: auto; }
.site-footer p { color: var(--muted); max-width: 520px; }
.site-footer h2 { font-size: 12px; text-transform: uppercase; letter-spacing: .12em; color: var(--blue-dark); }
.site-footer a { display: block; text-decoration: none; color: var(--muted); margin: 7px 0; }
.footer-bottom { border-top: 1px solid var(--line); padding: 12px 20px; text-align: center; color: var(--muted); font-size: 12px; }
@media (max-width: 980px) {
  .menu-toggle { display: inline-flex; }
  .site-header-inner { align-items: flex-start; }
  .site-nav { display: none; position: absolute; left: 12px; right: 12px; top: 58px; padding: 10px; background: #fff; border: 1px solid var(--line); border-radius: 4px; justify-content: flex-start; }
  .site-nav.open { display: flex; }
  .hero-layout, .split-heading, .split-layout, .feature-strip, .code-panel, .account-layout { grid-template-columns: 1fr; }
  .cards.two, .cards.three, .steps-grid, .feature-grid, .metric-grid, .footer-grid { grid-template-columns: 1fr; }
  .timeline article { grid-template-columns: 1fr; }
  .cta-panel, .cta-inline { flex-direction: column; align-items: flex-start; }
}
@media (max-width: 620px) {
  .site-header-inner, .container { padding-left: 14px; padding-right: 14px; }
  .hero-section, .page-hero { padding-top: 32px; }
  .section { padding: 34px 0; }
  .form-grid { grid-template-columns: 1fr; }
  .hero-copy h1, .page-hero h1 { font-size: 34px; }
}
